On 30 May 1848, a group of gentlemen met in London to form the Prudential Mutual Assurance, Investment and Loan Association. The figure of Prudence was adopted as a symbol to be used on the first company seal and represent the values of the business.
In 1923, Prudential’s first overseas life operation opened in Calcutta, India, marking the start of our global expansion. General insurance agencies were opened in China and the Philippines during the 1920s, and life insurance businesses soon expanded to Malaya and Singapore.
By 1939, net business in our overseas life insurance branches was rivalling that of the UK, and Prudential’s international business continued to grow rapidly. In 1994, Prudential Corporation Asia was established, in recognition of the high potential for growth in Asia.
Having completed the demerger of our UK and US businesses in 2021, we are now purely focused on the dynamic growth markets of Asia and Africa.
As we celebrate both our 175th anniversary and 100 years in Asia, we are proud to look back at our history of meeting the health, wealth and welfare needs of our customers.
Medical Insurance
Prudential Life Assurance Zambia offers a convenient wide range of health care solutions under the medical insurance product services which also include Managed Care/Fund administration. Medical insurance schemes offer financial protection by guaranteeing future health care bills to be settled within the limits given to the insured in a 12-month period.
Scheme Benefits
With medical insurance each of the cover levels has two (2) major benefits namely OUT-PATIENT and IN-PATIENT. The benefits allocated cover medical expenses of members incurred within Zambia as well as those incurred when evacuated to the pre-determined countries depending on the policy plan.
Out-Patient services are the day-to-day hospital visits which includes consultation, lab tests and medication as well optical and dental services.
In-Patient services are services rendered when a member is admitted which includes but is not limited to accommodation, doctor or surgeons’ fees and medication. Maternity benefits for both normal delivery and caesarean section procedures are covered to the benefit limit as per policy.
Medland Individual Hospital Plan
The Prudential Medland Plan was established in 2021 as a medical scheme to provide essential affordable healthcare to more people in Zambia. It is a truly Zambian health plan being operated in partnership between Medland Hospital and Prudential Life Assurance Zambia. This Scheme and health Provision will be limited to Medical Access exclusively at Medland Hospital.
Medland Hospital is Zambia’s first private hospital offering specialized and comprehensive medical services of international standards in the heart of Lusaka, Zambia.
Managed Care Administration Schemes
Prudential Life Assurance offers expert advice in the Managed Care Administration Scheme (MCAS) design process. We also offer tailor made advice on methodology and access to the benefits to ensure the client’s health care needs are met.
| Product Cover | Benefits |
These benefits under this type of scheme may be specified or unspecified and with or without standard benefit exclusions. The product benefits is tailored to the client’s preferences however usually includes the following;
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Group Health
Prudential Life Assurance Zambia offers a convenient wide range of health care solutions under the medical insurance product services which also include Managed Care/Fund administration. Medical insurance schemes offer financial protection by guaranteeing future health care bills to be settled within the limits given to the insured in a 12-month period.
Who is covered?
Our health offering covers corporates as well as small and medium enterprises.
Our Health Insurance Includes:
In-patient / Major medical benefits; Out-patient / Day to day benefits and international emergency evacuation are all part of our offering.
A Range of Options to Suit Your Needs:
Our cover is comprehensive and includes extensive benefits with high overall limits. Our chronic medicine benefits include but not limited to Hypertension, Diabetes, HIV and our cover is not only limited to employees but may be extended to employees; immediate family.
Please contact Medlands Hospital for membership enquiries.
Contact Details:
EMAIL: info@medlandhospital.com
WEBSITE: www.medlandhospital.com
Say goodbye with the Pru Flexi farewell plan.